New to caravanning or just double checking the rules before a trip? Here is the simple answer on caravan insurance, MOT and servicing, written for UK drivers who want clear guidance and practical steps.
Touring caravans in the UK do not need an MOT by law. Caravan insurance is also not a legal requirement, although it is strongly recommended to protect against theft, damage and liability. Annual servicing is not legally required, yet it is advised to keep the caravan roadworthy, protect resale value and meet warranty conditions.
The laws are simpler than most forum threads make them sound. There is no MOT for touring caravans, and insurance is not compulsory. That said, real life has a way of throwing curveballs, and a caravan is a meaningful purchase. The smart play is to keep it safe, insured and documented, so holidays stay stress free and resale stays strong.
Strictly speaking, no. There is no legal requirement for caravan insurance in the UK. Many owners still insure because the cover handles nasty surprises that would be costly on your own. Think theft from storage, storm damage on the driveway, or a claim if your caravan causes injury or damage while being towed or sited.
Typical caravan insurance covers: theft or attempted theft, accidental damage on and off the road, fire, storm and flood, contents to a set limit, and public liability. Some sites ask for proof of insurance before arrival. That alone makes it worth a look.
Not sure which policy fits your setup or where you store your caravan? Our service advisers can share impartial pointers and help you compare features. Start with a quick chat through our contact us page, and we will steer you to providers who actually understand leisure vehicles.
Touring caravans do not need an MOT. Your towing vehicle still does, and you are responsible for keeping the caravan roadworthy. That means safe tyres, working brakes and lights, sound chassis and hitch, and no obvious structural faults. Think of it like this. No MOT does not mean no maintenance.
A quick pre‑trip check takes minutes and saves headaches later. If anything feels off, book a professional inspection before you tow to the Lakes or over to the ferry terminal.
Yes. A yearly service is the best way to spot small problems before they spoil a weekend or become expensive. We recommend booking with an NCC Approved Workshop technician. That keeps safety standards high and protects any manufacturer warranty that requires a stamped service record.
What a full caravan service usually checks:
Skipping services can hurt resale value. Buyers love paperwork. A tidy service book says the caravan has been cared for, which helps it sell faster and for a better price.
No. Insurance is not a legal requirement, although it is strongly recommended for theft, damage and liability cover.
No. There is no MOT for touring caravans in the UK. Your tow car still needs its MOT.
Once a year is a sensible rhythm. Damp and mechanical issues can develop while the caravan is parked, so time matters as much as mileage.
You can do simple checks at home. For brakes, gas and electrics, use a qualified workshop to maintain safety and keep any warranty valid.
Statics do not have MOTs. A maintenance routine is still important for gas safety, electrics, water systems and general condition.
Your car must be roadworthy and insured. You need a valid driving licence. You may need towing mirrors. Observe weight limits and keep your number plate visible and lit.
Look for damp, service history, tyre age, brake condition, appliance function and any signs of accident repair. If unsure, book a pre‑purchase inspection with our workshop.
Ready to book a service or want friendly, no pressure advice. Reach the team through our Servicing page or pop into your nearest location. We are here to help you travel safely and enjoy the trip.
Browsing new models while you plan the maintenance. Have a look at our latest Coachman range or check the site for current used stock. A well serviced caravan pairs nicely with a layout that fits how you actually holiday.
11/09/2025
When people ask about entry-level touring caravans, the name that usually comes up first is the Sprite. And there’s a reason for that. The 2026 Swift Sprite range is designed for couples and families who want the reliability of a Swift build without the premium price tag. It’s practical, stylish, and straightforward.
If you’re new to caravanning, or maybe you’re looking to downsize, the Swift Sprite range is the perfect place to start.
11/09/2025
If there’s one caravan that stands out from the crowd, it’s the Basecamp. Lightweight, rugged and designed for adventure, it’s the crossover caravan that blurs the line between leisure and lifestyle.
For 2026, Swift have streamlined the line-up. The Basecamp 3 and 4 have been discontinued, leaving just the Basecamp 2 – the original compact two-berth that put Basecamp on the map.
So what’s different this year, who’s it for, and where can you see it in person?
Let’s talk Basecamp.
13/08/2025
The 2026 Kimberley Acadia range has landed – exclusive to Coachman dealers like Kimberley Caravans. With updated interiors, four smart layouts including a 5 berth family twin axle, and a solid spec level across the board, the Acadia remains one of the best-balanced tourers on the market.
👉 Read the full blog to explore the range, compare layouts and check availability.