New to caravanning or just double checking the rules before a trip? Here is the simple answer on caravan insurance, MOT and servicing, written for UK drivers who want clear guidance and practical steps.
Touring caravans in the UK do not need an MOT by law. Caravan insurance is also not a legal requirement, although it is strongly recommended to protect against theft, damage and liability. Annual servicing is not legally required, yet it is advised to keep the caravan roadworthy, protect resale value and meet warranty conditions.
The laws are simpler than most forum threads make them sound. There is no MOT for touring caravans, and insurance is not compulsory. That said, real life has a way of throwing curveballs, and a caravan is a meaningful purchase. The smart play is to keep it safe, insured and documented, so holidays stay stress free and resale stays strong.
Strictly speaking, no. There is no legal requirement for caravan insurance in the UK. Many owners still insure because the cover handles nasty surprises that would be costly on your own. Think theft from storage, storm damage on the driveway, or a claim if your caravan causes injury or damage while being towed or sited.
Typical caravan insurance covers: theft or attempted theft, accidental damage on and off the road, fire, storm and flood, contents to a set limit, and public liability. Some sites ask for proof of insurance before arrival. That alone makes it worth a look.
Not sure which policy fits your setup or where you store your caravan? Our service advisers can share impartial pointers and help you compare features. Start with a quick chat through our contact us page, and we will steer you to providers who actually understand leisure vehicles.
Touring caravans do not need an MOT. Your towing vehicle still does, and you are responsible for keeping the caravan roadworthy. That means safe tyres, working brakes and lights, sound chassis and hitch, and no obvious structural faults. Think of it like this. No MOT does not mean no maintenance.
A quick pre‑trip check takes minutes and saves headaches later. If anything feels off, book a professional inspection before you tow to the Lakes or over to the ferry terminal.
Yes. A yearly service is the best way to spot small problems before they spoil a weekend or become expensive. We recommend booking with an NCC Approved Workshop technician. That keeps safety standards high and protects any manufacturer warranty that requires a stamped service record.
What a full caravan service usually checks:
Skipping services can hurt resale value. Buyers love paperwork. A tidy service book says the caravan has been cared for, which helps it sell faster and for a better price.
No. Insurance is not a legal requirement, although it is strongly recommended for theft, damage and liability cover.
No. There is no MOT for touring caravans in the UK. Your tow car still needs its MOT.
Once a year is a sensible rhythm. Damp and mechanical issues can develop while the caravan is parked, so time matters as much as mileage.
You can do simple checks at home. For brakes, gas and electrics, use a qualified workshop to maintain safety and keep any warranty valid.
Statics do not have MOTs. A maintenance routine is still important for gas safety, electrics, water systems and general condition.
Your car must be roadworthy and insured. You need a valid driving licence. You may need towing mirrors. Observe weight limits and keep your number plate visible and lit.
Look for damp, service history, tyre age, brake condition, appliance function and any signs of accident repair. If unsure, book a pre‑purchase inspection with our workshop.
Ready to book a service or want friendly, no pressure advice. Reach the team through our Servicing page or pop into your nearest location. We are here to help you travel safely and enjoy the trip.
Browsing new models while you plan the maintenance. Have a look at our latest Coachman range or check the site for current used stock. A well serviced caravan pairs nicely with a layout that fits how you actually holiday.
13/08/2025
The 2026 Kimberley Acadia range has landed – exclusive to Coachman dealers like Kimberley Caravans. With updated interiors, four smart layouts including a 5 berth family twin axle, and a solid spec level across the board, the Acadia remains one of the best-balanced tourers on the market.
👉 Read the full blog to explore the range, compare layouts and check availability.
13/08/2025
The 2026 Coachman Laser range has landed at Kimberley Caravans. With seven 8ft-wide layouts, including the brand-new 480 Xtra, the Laser balances style, spec and touring comfort beautifully. Explore what’s new for 2026, compare floorplans, and find out why the Laser remains a firm favourite for serious caravanners.
👉 Read the full blog to view layouts, dimensions and availability.
13/08/2025
Explore the full 2026 Coachman Lusso caravan range – including the Lusso I, II and III – now available at Kimberley Caravans in Nottingham and County Durham. Our latest blog covers what’s new for 2026, compares layouts, and breaks down the updated spec across all three luxury models. Whether you're after a rear island bed or twin singles layout, the Lusso continues to set the benchmark for premium touring.
👉 Read the full breakdown, compare specs, and find out how to order your 2026 Lusso today.